Tag: Credit card

ANZ Rewards Card


If you have an ANZ Rewards Card, make sure you don’t get slugged with the $42 annual rewards program fee. Check your statement and if they charged you, ring them up and get them to waive it. I did, but I was prepared to just cancel the card if they didn’t so I guess you have to be ready for that if they don’t budge.

I get annoyed with big corporations like that, who try to sneak in little bits of fees and see if they can get away with it. I don’t know if they deliberately target unsuspecting customers who don’t check up on details and blissfully pay unnecessary charges and fees. I am guilty of that sometimes – paying unnecessarily – but given the vulgarity of senior banking executive remuneration, paying banks fees which are totally unnecessary and unjustifiable has become a lot less unpalatable. Even revolting.

So if you are an ANZ Bank customer, and hold an ANZ Rewards Card, make sure you don’t get slugged unnecessarily. It’s only a 5 -10 minute phone call to get rid of this and save yourself $42.

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Thomson and Friends – More Gillard Woes


Craig Thomson was exonerated by the NSW Police. Or was he? The police investigation simply found that there was no evidence to suggest the credit card in question was used illegally. Craig Thomson had earlier suggested it wasn’t him who used the card to pay for prostitutes, implying the card was used by someone else. This was where the illegality could have resided – it could have been a credit card fraud offence. The fact that there was no suggestion that the card was fraudulently used simply confirmed Craig Thomson did use the card to pay for prostitutes, contrary to his denial. So in a funny way, the “exoneration” actually implicated Craig Thomson – not for any criminal conduct for in relation to using union money for an improper purpose.

Craig Thomson said he would provide a full statement to the parliament, but did not say when.

HSU members should no doubt be up in arms that union officials can be allowed to use their hard earned money for personal benefits and for despicable peccadilloes no less. The likes of Thomson continue to tar the image of unions and its officials.

The more recent story of Michael Williamson being accorded favours by Gilleland and his printing business surely does the image of unions and its officers absolutely no favours. The “Health Standard” must be one of the most glossy union newsletters around and “Communigraphix” probably need to maintain the gloss to continue operating out of the northern beaches of Sydney.  The continuing silence of these union mob can be telling. I often dislike the saying “there is no smoke without fire”, as it can be easy to create smoke in order to create the impression of a fire, but in this case, I have a feeling most would that saying its usual meaning and unless Thomson and Williamson both responded vigorously, they will do themselves, and the Labor Party absolutely no good whatsoever.

 

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Sony Web Attack – Apple Safe?


The web attack on Sony’s online gaming site and theft of customer data of millions of online gamers, was worrying only in the sense that it is raising the question of whether Apple would also be susceptible.  

I would not be surprised if someone tells me that iTunes accounts are many times that of Sony online gaming accounts. What if iTunes were to be similarly attacked and iTunes customer data were also stolen? Has there been any Apple statement saying theirs is a different system and therefore would not be open to Sony styled attacks?

If I cancelled my iTunes account, would my data continue to be held? Chances are it would. Does that mean the only way I could safeguard myself is to cancel my credit card registered with iTunes?

But would that mean my Apple TV would not work? Or that I would not be able to synchronise my iPhone with my laptop?

Just less than 10 years ago, I could lose my wallet, cancel my credit card and still enjoy my CD collection or go home and watch TV without any concerns.

10 years hence, Palm Treo irretrievably discarded and iPhone firmly in hand, my credit card is tied up with my music collection database and access to internet TV.

Who could have foreseen the comingling of financial services and entertainment like so? For someone of my vintage, it is a very different world we live in, to that which we grew up in. Maybe retro is the way to go. Now where’s my Discman and my Motorola Microtac?

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